Mea Culpa

Been travelin’…

Like Fiona Apple sang in the 90s: I’ve been a bad, bad girl.

Well, okay, not THAT bad!  Not felonious or anything — not in a drown a basket of puppies kind of way — just in the “Oh wow, it’s mid-February and I haven’t posted on my blog since Thanksgiving!” kind of way.

Oops.

The end of the year kind of got away from me starting with a long weekend trip to Mexico for our friends’ wedding, followed shortly thereafter by a month long trip to France…which then led into me spending the rest of the month of January and into February playing catch up!  My News Year’s resolution to post on my blog weekly flew to the curb faster than the one to slow down on my dairy and bread intake.  (It’s FRANCE, y’all — how am I supposed to NOT eat fabulous baguette and excellent brie?  Seriously!)

So lemme post some pictures to assuage my guilt and follow it with a promise to do better from here on out.  That okay?

To start off, these are the Mayan ruins we visited at Tulum, Mexico.

Breathtaking, no?  And here is the beach:

We made friends with some of the locals…

And enjoyed this wonderful cenote just down the road at Xel-Ha, which we had completely to ourselves:

You can see why I was too preoccupied to spend much time in front of my computer, right?  And France proved to be no less distracting, though in a completely different way.  For instance, this is the absolutely charming city of Annecy:

Beautiful, isn’t it?  And then the lovely, untouched snow in the mountains at Chamrousse:

We encountered more snow and skiers at Correncon en Vercors:

We spent New Year’s Eve in Paris where I took this very sparkly shot of the Eiffel Tower with a full moon directly above it!

And finally, here is me with my husband posing along the Seine River in Paris with Notre Dame behind us:

Okay, enough travel porn for now, I guess.  But you can see why my focus was not really on my blog, can’t you — and forgive my neglect?  For I’m back at it now and ready to start knocking your socks off with some new and exciting material!  Or something like that.  So let me get caught up and just say happy President’s Day today to y’all…and a very belated Merry Christmas and Happy New Year…and a happy MLK Day…and a Happy Ground Hog’s Day…and a Happy Chinese New Year…and an only slightly belated Happy Valentines Day

Oy, I was gone a long time… 😉

 

To Inspect or Not to Inspect

Why is this even a question?

I’ve always thought buyer’s inspections were kind of a no-brainer when it comes to purchasing a home.  If I’m dropping a quarter of a million dollars (or much, much more) on something, you better believe I’m gonna want to have someone who knows what to look for give it a good going-over before I commit to paying for it for the next 30 years!  I mean, it’s not like you can just browse through Amazon Reviews to get the lowdown on your potential new house — only a trained professional can provide a comprehensive picture of the home’s overall condition.

So I was quite surprised to find, when reading the comments section of a recent online real estate magazine article on this very topic, that so many Realtors seem to disagree, or are at least on the fence about whether or not to encourage buyers to get an inspection.  As I’m reading the negative comments I’m shaking my head and thinking, are you nuts!?

First of all, yes I know: if you want to keep your faith in humankind NEVER READ THE COMMENTS!  Having already broken that golden rule, however, my curiosity was piqued.  I decided I should conduct my own small, informal survey of other real estate agents to get their thoughts on the subject.

Now let me backtrack a moment, for anyone unfamiliar with the home buying/home inspection process:

When we write an offer to purchase a home, it’s common practice to include an option period (generally 5 – 10 days) for which a buyer will pay a nominal fee (like $100, say) and which gives them the unrestricted right to terminate the contract for any reason without losing their earnest money deposit (which will probably be several thousand dollars, depending on the price of the home).  And this option period is used, in most cases, to hire an inspector to come out and go over the house very carefully, making sure buyers know exactly what they’re getting before buying.

The inspector will check out the the electrical and plumbing systems, the HVAC and any appliances that will convey with the home, like the stove and the dishwasher.  They will look at the water heater, check out the condition of the roof, measure attic insulation levels, look for any evidence of foundation troubles or wood-destroying insect activity.  They will make sure windows and doors latch properly and check all the home’s safety features like smoke detectors and stair rails. Outside, the inspector will check out how sprinkler systems and garage doors are functioning, as well as make note of any tree limbs brushing the roof (which can lead to damage/displacement of shingles) or vegetation growing too close to the foundation (which can trap moisture and lead to erosion).

While sellers are legally required to disclose to buyers any of the home’s known defects or anything which might negatively impact its value, oftentimes they are unaware of their home’s flaws.  For instance, I can’t say I have EVER crawled out on my roof to make sure all the shingles are intact; I just assume they are.  Or if a seller listed their home for sale during our scorching central Texas summer, would they know their heating system was malfunctioning, or would that fact only be discovered by the new buyers the following January?

You can see why having this information is key, especially if this is the buyer’s first home where they might not necessarily know what kinds of things to look for themselves, or in an older home which is prone to age-related defects like we all are.

So why would a real estate agent, especially one representing the buyers, not encourage them to get an inspection?

What I gathered from my little survey was that it really comes down to the quality of the inspector themselves, and to what they uncover.  While some agents complained that inspectors overlooked obvious defects in the home which then caused big problems when they were later discovered, a far more common complaint was the reverse: the inspector uncovered too many little, inconsequential flaws (their words, not mine) which then jeopardized the sale by scaring off the buyers, or inciting them to present a massive list of demands for seller repairs or giving them apparent grounds to renegotiate the sales price.

And this is where Realtors can help by setting proper expectations up front with buyers with regard to what they can and should be looking for in a home inspection.  Yes, inspectors will (and should) disclose even minor defects, like interior doors that stick or bathroom faucets in need of re-caulking, but agents need to work with buyers in understanding that just because a small flaw exists doesn’t mean it needs to be addressed prior to the sale.

I encourage my buyers to focus on big ticket items or safety risks and not to get bogged down with minor defects.  I remind them that the purpose of the inspection is to make sure the home they are considering is solid and safe to live in.  I try to convey that the things to ask a seller to repair need to be reasonable.  Or if a seller has indicated they don’t wish to make any repairs, that they be reasonable in making a financial allowance to the buyers so that they may have it repaired after the sale.  I try to appeal to everybody’s sense of decency and fairness, and remind them (if need be) that we are all working toward the same goal, which is the sale of a particular home!  The inspector just provides the information needed so we can all work together to accomplish this.

Don’t shoot the messenger, you know? 🙂