Why I Love Working With First-Time Home Buyers

I love working with first time home buyers!

I love guiding them carefully through what can be a daunting and confusing process… and then slowly begin burying them under a silent avalanche of paperwork to read, contracts to sign, listings to pour over.

I like watching them struggle to memorize a whole array of terms they’ve never had use for before: appraised value, restrictive covenants, earnest money, warranty deed.

I love getting to know their likes and dislikes as we tour properties, gently reminding that that hideous sofa isn’t actually staying with the house, or that garden gnomes are not immovable fixtures.

I love trapping them in my car to tour just one more property before we call it a day.  Because this one might be THE ONE.

I love seeing their eyes light up when they finally find the right house, like a little kid on Christmas morning spotting a new bike under the tree.  Then, of course, watching that light flicker and dim while we await the seller’s response to our offer.

I love learning new vocabulary words from them in reference to dawdling and obstinate sellers.

I love their sigh of relief when the offer is accepted, and again when the house finally appraises at the right value.  (When I can then much more easily blame any further delays on the mortgage company.)

And I love closing day, when their excitement can’t even be crushed by the titanic mound of papers facing them, each one requiring their signature, culminating in a handover of keys into their eager hands, at least one of which now features acute, tendonitis-like pain.

And finally, because once it’s all done they let you pose them with silly props…

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Oh the thrill of new home ownership and balloons

Even upside down props! (Which you are laughing too hard to even notice the fact that it’s upside down…)

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The key to happiness, or to my room at the loony bin

All kidding aside, it truly does tickle me to work with first time buyers.  Even in our age of HGTV-educated consumers, a lot of folks are still almost completely unfamiliar with the whole process; getting to walk with them through what will likely be one of the biggest –if not THE biggest — purchases of their life is almost as exciting for me as it is for them.

Bless their hearts. 🙂

 

Sign of the Times

That 250-count check order is way more than a lifetime supply now

Here’s something kinda startling I’ve recently noticed about younger buyers (the dread Millennials!): they don’t have checks for their checking accounts.

Like, none.  As in they never ordered them from the get-go.

I have to believe I’m not alone in my wonderment here, that for folks from my generation it just seems weird to NOT have checks for your checking account.  Even as we’ve switched to paying all our bills online and using our debit cards for virtually everything else.

While the need for checks has dwindled and all but died away, I still always have checks in my desk drawer for the 1-2 of them I might write a year.  (It’s funny how that 250-count check order — the minimum — is way more than a lifetime supply now!)  I keep those checks because…well, by God, it’s a CHECKING ACCOUNT!

But Millennials don’t, or at least the ones I’ve been in contact with recently don’t.  (Discovery made upon requesting earnest money from a couple of different Millennial buyers.)

My interior voice:  Wait — you have to get a money order?!  You don’t have any checks?! *Slaps interior forehead*

Truth be told, this does actually make sense to me.  Why waste money and trees for something you will literally never use.  So I get it, even if it does make me feel a wee bit antiquated.  But this does also beg the question: do Millenials know how to write out a check, or is that a skill which has died out like cursive handwriting and punctuation?  They’d probably struggle with a rotary phone too.  I’m mildly curious (and perhaps a wee bit nostalgic).

Ah, the times they are a changin’…